Introduction + 2020 Yearly Goals

What's up internet, it's ya boi - GMoney. This will be one of two initial posts for my personal finance blog. This one I would like to use to introduce myself, share my current financial position, 2020 goals, and the purpose of this blog. Let's dive into it!

I am currently a 22 (soon to be 23) year old data analyst with an actuarial mathematics degree from Kent State University. I am currently sitting on a net worth of about -$10,000 (see other January post titled Net Worth). Although my financial position isn't the greatest, I expect big things out of the next 10 years. In fact, my goal is to be FI (Financially Independent) by the time I'm 33 (Worry Free By 33 if you will).

Although this is primarily a finance blog, I am using it as a place to track my progress on my personal goals as well. As it's been proven again, and again, writing goals is extremely important to making progress. And year after year, like 95% of the population that makes New Year's Resolutions, I never remember the goals I made for that year. This year will be different!! I am going to start the year with my goals in mind and keep progress on them each month. SO without further adieu, here are some of my personal and financial goals for 2020:

Personal:

- Read 13 books (at least one a month)

-Try one new recipe a month

-Run 5 obstacle course 5K's

-Increase my top set for bench to 235

-Increase top set for pull-ups to be 75 lbs

-Increase top set for dead lift to 265

Financial:

-Lower my car insurance monthly payment

-Have less than $3000 in student debt

-Own a portion of a student rental

-Complete one wholesale deal

In my next post, I will describe how I plan to achieve each of my financial goals - as well as my personal goals if you're interested in those as well.

This blog is not solely meant to help me achieve my personal goals, but to be an example for other 20-something year olds (and people of any age for that matter). Anyone can achieve FI if they are dedicated to it and take steps towards achieving it. I want to inspire others to make smart financial decisions so they can live the life they choose, not the one that they have to live. I hope by following me on my journey that people will be more educated about their finances, investing, and how life doesn't have to be lived inside a 9-5 cubical.

Until next time,

G