Jan 2026 - Net Worth Calculation ($266,462.43) => +2% from Dec 2025

Assets:

The assets I have included include the following categories: savings/checking accounts, cash, Venmo account, investment property equity & retirement accounts.

Net Worth Increase: +$5,217.13

401K increase: 2.54%

Total Assets: $266,849.99

Liabilities:

Credit Card: $387.56

Total Liabilities: $387.56

TOTAL NET WORTH: $266,462.43

Total Net Worth increase from Jan 25' = 39%!! What an amazing, blessed year.

This past month went very well. Most of the month was fairly relaxing. Things slowed down now that I had a buck in the freezer and I was tagged out in OH. My standing freezer is totally full of venison which is an awesome sight. I was very blessed this year to get two does and a buck. Leading up to the holidays, I played some pick up basketball on Thursdays and did the necessary Christmas shopping. The 3v3 bball tourney I was trying to put on fell through because we couldn't get enough teams. One Saturday, I went out in the evening with friends to a bar in Willoughby. The next Saturday, I attended a game night with some friends as well. Christmas went really well. I got spoiled this year with all the gifts I received which included weight lifting supplies, saddle stand, new house plants, bedside table, etc. My Grandma also got proposed to on Christmas day which was a surprise. I had a very nice time enjoying time with family and friends.

Looking to January, it is looking to be a nice month. My basketball and indoor volleyball league will be starting the second week. I booked myself a massage next week as well which I haven't gotten in over a year. I'm really looking forward to it. I'm also going to see my Aunt one weekend and we're going to see a Broadway show! That's certainly a new experience so I'm looking forward to it.

Now let's look to our goals from last year. I didn't complete the majority of my goals. I fell short in the amount of books I wanted to read, my savings rate, breaking 100 on the golf course, giving back to the community, and harvesting a ~120" buck. However, I will give myself some grace as this year was a hard year with some unforeseen expenses. I certainly could have read more books, but I was very happy to go attend church as much as I did and complete my Hard 75. I am going to make a separate post detailing the whole year and the year ahead, so I am going to just list the goals I have for 2026 below.

*Note: I now include equity in my primary mortgage in my assets because it is considered an investment.

2026 Goals: Develop major goal for the year, create 6-8 mini adventures, develop a healthy habit each quarter, and smaller goals

• Major goal: Break 100 on the golf course. Get a coach and take it seriously this year.

• Mini adventures:

  • See a Broadway show

  • Ski with Jaxon and Stacey

  • Salt cave in Chardon

  • Rodeo

• Quarterly health habit

  • Floss

• Goals for the new year:

  • Fitness:

    • Try 6 new classes or activities

    • Jump rope 3x per week

    • Abs 2x per week

    • Dunk

  • Finance:

    • Investable income = $60K

    • 45% savings rate

  • Personal:

    • Give back to the community in 4 ways

    • Shoot 125" buck

    • Harvest a buck in WV and OH

    • Harvest my first turkey

    • Church 39 times

2025 Goals:

1. 46% savings rate

   1. Currently 41.3%

2. Read/ Listen to 8 books

   1. Dune

   2. The Way of Kings

   3. Think and Grow Rich

   4. Red Rising

3. Complete Hard 75

   1. Completed!

4. Go to church 26 times in person

   1. 33 times

5. Harvest a buck that scores 120 or better

   1. Buck is ~100" so this goal fell a little short

6. Do 2 things to give back to the community in a physical way

   1. Habitat for Humanity day on July 10

7. Break 100 on golf course

   1. Not even close this year

8. Find or try 3 new fishing spots

   1. Different spot in Tinker's Creek

   2. Punderson State Park

   3. Cuyahoga River in CVNP