Feb 2026 - Net Worth Calculation ($266,388.63) => -0% from Jan 2026

Assets:

The assets I have included include the following categories: savings/checking accounts, cash, Venmo account, investment property equity & retirement accounts.

Net Worth Increase: -$73.79

401K increase: 1.67%

Total Assets: $267,320.30

Liabilities:

Credit Card: $931.67

Total Liabilities: $931.67

TOTAL NET WORTH: $266,388.63

Happy 29th birthday to me!! It's surreal to think that I am one year away from being in my 30's. After the tough year last year, I'm on a mission to make 29 my best year yet! January was a good start towards that ideal though. I was able to hang out with my friends the one weekend which was really fun. I spent the day with my two good friends and their three kids which was a lot of fun playing games and getting to know them better. I think I also hung out with my best buddy one time and we were crazy enough to go play basketball outside in the cold and rain. It was almost midnight by the time we were done, but it was a blast. I did travel to see my aunt in NJ despite the crazy snowstorm that came across the US that weekend. We got snowed in Sunday, but that was okay because I had stomach issues all day. Saturday though, we spent all day in NYC and capped off the night seeing Wicked on Broadway. It was super fun and I really enjoyed it! It was light, funny, and had good music. My basketball and volleyball leagues also started in Jan. Both have been fun, but I do enjoy basketball a lot. Speaking of basketball, my brother and I went to watch Lakers v Cavs for what might be Lebron's last time in Cle. I was glad we ended up going. We had a fun night despite Lebron's poor performance. Overall, January was full of friendship and family in a lot of unique ways. I really enjoyed it. Finances looked pretty good too. The reason my net worth is flat is because I spent $11K on a new roof for 77 E Lib. I added $5500 to the house equity to balance it a little bit, but it was a very large expense. I anticipate more large real estate expenses in the future, but I am also working on raising the rent on my properties to help balance it out.

I also continued to make progress on my goals. I've been flossing and jumping rope regularly. I also did my first unique experience of the year with the Broadway show. I can do better about my ab workouts going forward.

Looking to February, I had a really nice birthday weekend. I went bowling, Tabletop, volleyball tournament, out to eat, and played games all weekend long. I got to spend quality time with my friends and family so I can't think of a better way to spend my weekend. That trend is going to continue over the next couple weeks when I go to a hunting expo and skiing with my brother. The next weekend after those I will be visiting my grandma and great aunt for dinner. In between all that, I probably need to try some kind of class to stay on top of my goals. I think I will alternate between a mini adventure and my class every other month. Not to wish the month away, but March is when I get my big bonus and I'm working the wrestling tourney so it should be a fruitful month!

*Note: I now include equity in my primary mortgage in my assets because it is considered an investment.

2026 Goals: Develop major goal for the year, create 6-8 mini adventures, develop a healthy habit each quarter, and smaller goals

• Major goal: Break 100 on the golf course. Get a coach and take it seriously this year.

• Mini adventures:

  • See a Broadway show

  • Ski with Jaxon and Stacey

  • Salt cave in Chardon

  • Rodeo

• Quarterly health habit

  • Floss

• Goals for the new year:

  • Fitness:

    • Try 6 new classes or activities

    • Jump rope 3x per week

    • Abs 2x per week

    • Dunk

  • Finance:

    • Investable income = $60K

    • 45% savings rate

      • Currently = 35.2%

  • Personal:

    • Give back to the community in 4 ways

    • Shoot 125" buck

    • Harvest a buck in WV and OH

    • Harvest my first turkey

    • Church 39 times

      • 3 so far