Apr 2025 - Net Worth Calculation ($205,842.04) => +2.81% from Mar 2025

Assets:

The assets I have included include the following categories: savings/checking accounts, cash, Venmo account, investment property equity & retirement accounts.

Net Worth Increase: +$5,619.83

401K increase: -6.60%

Total Assets: $221,488.70

Liabilities:

Credit Card: $610.35

Basement Loan: $15,036.31

Total Liabilities: $15,646.66

TOTAL NET WORTH: $205,842.04

I am getting to this month's net worth calculation slightly late because I had my first work on-site the last several days in Pittsburgh! I brought my personal computer to do the calculations, but it has been struggling lately to pick up new wifis which can't be good. The on-site was very nice. I liked getting to travel for work and getting to meet my coworkers in person. I thought the work aspect of it was productive as well. March was a good month. I worked those wrestling tournaments but got the checks a couple weeks later so they will be going into the April budget. My girlfriend and I took a Brazilian cooking class together which was very tasty. I got to catch up with a couple different groups of friends and I went to Columbus. My buddy and I played poker for several hours and I even tried out 2-5 which was slightly nerve-wracking. I ended up profiting about $263 and my buddy about $2K! I golfed the next day with him and a couple other friends for the first time this year and that was a lot of fun as well.

Looking to April, my weekends are preoccupied with an array of celebrations like birthdays, retirement, and a wedding. My week days are pretty open, but April is the calm before the storm. I'm going on two week long trips in May and volleyball will start 3-4 days a week so it's going to get busy. Financially, 401Ks saw a dip due to the stock market consistently decreasing, but net worth saw an uptick due to my bonus probably. I am debating with myself whether to pay off my basement loan or save the money as cash in case a different expense comes up.

*Note: I now include equity in my primary mortgage in my assets because it is considered an investment.

2025 Goals:

1. 55.1% savings rate

2. Read/ Listen to 8 books

   1. Dune

3. Complete Hard 75

   1. Completed!

4. Go to church 26 times in person

   1. 9 times

5. Harvest a buck that scores 120 or better

6. Do 2 things to give back to the community in a physical way

7. Break 100 on golf course

8. Find or try 3 new fishing spots