Dec 2024 - Net Worth Calculation ($188,537.62) => +5.29% from Nov 2024

Assets:

The assets I have included include the following categories: savings/checking accounts, cash, Venmo account, investment property equity & retirement accounts.

Net Worth Increase: +$9,473.37

401K increase: +7.69%

Total Assets: $205,882.77

Liabilities:

Credit Card: $1,610.05

Basement Loan: $15,735.10

Total Liabilities: $17,345.15

TOTAL NET WORTH: $188,537.62

November has come and gone. I should really wait to clear my white board calendar until I write this so I can remember what I did all month. My girlfriend and I attended a wedding in Toledo that was fun for one of her good friends. I spent the week of Thanksgiving hunting in WV and OH to no avail, but it was good quality time with family/ friends. I got to catch up with my one buddy who lives in Canada. I think I will go visit him sometime next year to do some back country hiking/ camping. Thanksgiving was spent eating plenty of good food and hanging out with family. On the finances side, I didn't have any unusual expenses this month so it was pretty lowkey from that stand point. With Christmas coming up this month, I know I'm going to be spending a lot more. I have about $3500 left in my budget so if I can spend less than that, I'll hit the goal I set at the beginning of the year for savings rate and budget. I also broke $200K in assets for the first time this month! Mostly due to favorable stock market conditions I believe. Let's close the year on a good note!

*Note: I now include equity in my primary mortgage in my assets because it is considered an investment.

2024 Goals:

1. GF's Fitness goals for me

   1. Complete Spartan Super within an hour

   2. 5 min plank

   3. 10 sec flag hold

2. 100 Chumba cards per month/ 1200 for the year

   1. Currently 953 for the year

3. 100K gross per year: 92K from Cigna, 3.6K Agent, and 4.4K Misc

4. 45% Savings Rate

   1. Currently 43.8%

5. Listen/ Read 6 Books

   1. How a Man Thinketh

   2. Shoe Dog

   3. 100M Offers

   4. The Almanack of Naval

   5. ACOTAR

   6. Meditations

   7. Name of the Wind

6. Harvest a mature, Ohio buck

7. 280 lb benchpress, 335 lb squat, 100 lb pull up (715+ total).

8. Church (in person) every other week

9. Read entire New Testament

10. Kayak entire Cuyahoga over the course of the summer