Feb 2025 - Net Worth Calculation ($196,898.65) => +2.75% from Jan 2025
- GMoney
- Feb 4
- 2 min read
Updated: Mar 3
Assets:
The assets I have included include the following categories: savings/checking accounts, cash, Venmo account, investment property equity & retirement accounts.
Net Worth Increase: +$5,280.26
401K increase: +3.56
Total Assets: $212,546.08
Liabilities:
Credit Card: $167.85
Basement Loan: $15,388.58
Total Liabilities: $15,556.43
TOTAL NET WORTH: $196,989.65
Birthday month is here! I turned 28 this month. It is scary to say I am closer to 30 than 25, but maybe that's okay. I will be much wiser at 30 than I was at 25. Hopefully, I will have a better understanding of my life purpose and direction by then. January was a nice month. I got to do some skiing and didn't fall which was great! For my birthday, I met my brother and best friends at Top Golf. The next day, my girlfriend and I went to Adrenaline Monkey which is an indoor place with obstacles, rock climbing walls, etc. It was nice! Sunday, I met up with my family to have a dinner at Shale Tavern. It was a nice dinner and I was glad to see everyone. I have also had the opportunity to play Hogwarts Legacy a bunch which has been really fun.
This month I'm going on another skiing trip to the Pocono's in PA. My cousins from NJ will join so I'm looking forward to that. I also have a volleyball tournament and other extra curriculars. Should be a pretty normal month as far as expenses. My girlfriend and I are looking to take a trip to Amsterdam and Brussels sometime in May, so maybe we will purchase the tickets sometime this month. In March, I should be getting my bonus from Cigna which will be really nice. I think I will put it towards my basement loan. I'm getting sick of paying such a high interest rate.
*Note: I now include equity in my primary mortgage in my assets because it is considered an investment.
2025 Goals:
46% savings rate
Currently 27.5% (haven't gotten paid in Feb yet)
Read/ Listen to 8 books
Complete Hard 75
34 days in!
Go to church 26 times in person
4 times - every week in Jan!
Harvest a buck that scores 120 or better
Do 2 things to give back to the community in a physical way
Break 100 on golf course
Find or try 3 new fishing spots
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