June 2023 - Net Worth Calculation ($110,032.02) => +2.98% from May 2023

Assets:

The assets I have included include the following categories: savings/checking accounts, cash, Venmo account, investment property equity & retirement accounts.

Net Worth Increase: +$3,188.63

401K increase: +5.51%

Total Assets: $128,679.84

Liabilities:

Credit Card: $37.35

Basement Loan: $18,610.29

Total Liabilities: $18,647.64

TOTAL NET WORTH: $110,032.02

May expenses were somewhat high, but not the highest we have seen this year. I got 3 paychecks in May so that helped to offset the elevated expenses. Savings rate is still somewhat low, but hopefully with all the large expenses out of the way for the year, that will increase each month. Looking to June, I have several weekends away: bachelor party, helping Dad down the river, and going to Atlantic City with the boys! All should be super fun, but that also create additional expenses. After June, I'm hoping to slow the summer down and enjoy more downtime and house projects.

*Note: I now include equity in my primary mortgage in my assets because it is considered an investment.

2023 Goals:

1. 50% Savings Rate

   1. Current April = 39.7%

2. Gross 100K -> 89K from PGR, 6K from agent, and 5K from Misc

   1. Current net = $32,614

3. Buy another multi-family property

4. Run in 3 different Spartan races

5. Read 6 books

6. Visit 4 state parks/ national parks

7. Visit 1 more state (and one country)

   1. Visited Italy/ Switz/ France!

8. 6 transactions or $750K in sales price