Nov 2021 - Net Worth Calculation ($51,598.16) => 18.58% from Oct 2021

Assets:

The assets I have included include the following categories: Savings/Checking Accounts, Cash, Venmo Account, & Retirement Accounts.

Net Worth Increase: +3,304.43

401K increase: -10.06%

Total Assets: $57,908.70

Liabilities:

Student Loans: $5,024.61

Credit Card: $0.00

**Negative Car Equity: $1,285.93

Total Liabilities: $6,310.54

TOTAL NET WORTH: $51,598.16

MILESTONE ALERT!! I have officially crossed the 50K in net worth. It seems crazy that in less than 2 years I went from having -10K in net worth to now 50K. It's almost time to write my 2022 goals and with that I will set my eyes on what the next 2 years may bring.

In 4 days my duplex is scheduled to close. I am obviously very excited, but nervous at the same time. I've gone over the numbers several times and talked to multiple people about it. It seems to be a good investment. It will cost some capital to get started but at the very least my cashflow will be good.

I have someone coming to look at my house on Wednesday to see if they would like to buy it. If they do and I can sell it for at least 85K, I should be able to pay off my student loan and car loan. That means I would be cash flowing an extra ~$870 next year (no housing, car or loan). That would be pretty sweet! I would be sitting pretty to buy another property in one year's time. Next year could be a really big year for savings and earnings - it gets me excited!

*Note: I did not include equity in my primary mortgage in either my assets or liabilities.

**My current car loan is this amount more than my car is currently worth.