November 2020 - Net Worth Calculation ($15,203.30) => +14.28% from October

Assets:

The assets I have included include the following categories: Savings/Checking Accounts, Cash, Venmo Account, & Retirement Accounts.

Net Worth Increase: +1,872.52

401K increase: +3.64%

Total Assets: $24,465.34

Liabilities:

Student Loans: $5,816.61

Credit Card: $40.91

**Negative Car Equity: $3,404.52

Total Liabilities: $9,262.04

TOTAL NET WORTH: $15,203.30

October was a busy month as far as travels and vacations were concerned! I visited my buddy in Mississippi for a weekend which cost a couple hundred extra than I would have spent in a normal month. The following week I visited my mom in North Carolina which actually helped lower some of my expenses because she generously paid for my groceries. The last weekend I spent time at some wineries with friends so that was also a couple hundred bucks I wouldn't have normally spent. But, it was a very memorable month and I still was only slightly over budget! I was even able to increase my net worth more than the previous month :)

This month begins the holidays - Thanksgiving and then eventually Christmas. I definitely need to start buying gifts early so that my monthly budgets are somewhat under control. I don't see me spending any crazy money this month so I plan on putting any extra money towards Christmas.

Realtor classes are going well. Almost done with the first of 4 parts needed to be licensed.

*Note: I did not include equity in my primary mortgage in either my assets or liabilities.

**My current car loan is this amount more than my car is currently worth.