Oct 2025 - Net Worth Calculation ($248,395.93) => +3.30% from Sep 2025

Assets:

The assets I have included include the following categories: savings/checking accounts, cash, Venmo account, investment property equity & retirement accounts.

Net Worth Increase: +$7,927.86

401K increase: +4.77%

Total Assets: $248,571.12

Liabilities:

Credit Card: $175.19

Basement Loan: $0

Total Liabilities: $175.19

TOTAL NET WORTH: $248,395.93

September was a good month. That first week at my Dad's went by smoothly. I had to drive a lot to make my volleyball games, but it wasn't a huge deal. My friend's house party was a bunch of fun! I did end up getting pulled over on my way home, but thankfully the cop didn't give me a ticket. I started going to a counselor. She seems very nice and we had a good first conversation. I plan on talking to her about my parents, relationships, children, and how to be a better me. I feel it will be productive (and it's free through work so why not?) I had a nice time at my Mom's place. My best friend came down to be my 'date' for the wedding, so it was cool hanging out with all them. Sadly, the weather wasn't that great the rest of the trip due to an incoming hurricane so we came home a day early. I was able to have a nice month of savings which is a good feeling. I also noticed that I am very close to 100K in 401K assets and 100K in real estate equity AND almost a quarter million in net worth. That's a pretty cool feeling! I didn't realize I was creeping so close. Maybe by the end of the year I will have that 100K in both.

Looking to October, it's officially hunting season. Two of the weekends I plan on going down the river to hunt in WV. I will mix in some more hunting in between a volleyball tourney and a game night for the other two weekends. Volleyball during the weekdays should be wrapping up within a week so I should have a lot more free time in the evenings. I will probably spend it working on the fall hiking spree and golfing. It should be a nice month! The cooler weather is nice too so I want to enjoy these sunny, fall days.

*Note: I now include equity in my primary mortgage in my assets because it is considered an investment.

2025 Goals:

1. 46% savings rate

   1. Currently 43.0%

2. Read/ Listen to 8 books

   1. Dune

   2. The Way of Kings

3. Complete Hard 75

   1. Completed!

4. Go to church 26 times in person

   1. 25 times

5. Harvest a buck that scores 120 or better

6. Do 2 things to give back to the community in a physical way

   1. Habitat for Humanity day on July 10

7. Break 100 on golf course

8. Find or try 3 new fishing spots

   1. Different spot in Tinker's Creek

   2. Punderson State Park

   3. Cuyahoga River in CVNP