September 2022 - Net Worth Calculation ($105,545.68) => +4.96% from August 2022

Assets:

The assets I have included include the following categories: savings/checking accounts, cash, Venmo account, investment property equity & retirement accounts.

Net Worth Increase: +$4,985.79

401K increase: -1.77%

Total Assets: $106,251.61

Liabilities:

Credit Card: $705.93

Total Liabilities: $705.93

TOTAL NET WORTH: $105,545.68

Investment property number 2 has been secured and fully rented for a total of $1945 total per month. Overall, I'm satisfied with the outcome of the transaction and with my tenants. Next month my net worth is going to take a hit because I am going to include my basement loan, which I will probably pay off at the end of this year.

August was a fun month. My girlfriend and I took an 8 day vacation to upper Michigan where we explored some state/ national parks. My favorite part was hiking along the Pictured Rocks National Lakeshore. Absolutely stunning views the entire stretch. I went over my budget for the second month in a row. I am going to try and tone that down this upcoming month despite going on a weekend vacation with some work friends.

Now it is back to the grind of saving money until my next big purchase. Hopefully, I can earn some real estate money in the next few months to boost my savings rate.

*Note: I now include equity in my primary mortgage in my assets because it is considered an investment.

2022 Goals:

1. Gross 100K -> 92K from PGR and 20K from Real Estate Agent

2. 1.5M in RE sales or 10ish transactions

3. Own 2 more units for a total of 4

4. Savings Rate of 60%

   1. Current savings rate = 40%

5. Have 30K ready for next property - Done!

6. Do 25 pull ups and 75 push ups in a row consistently

7. Be able to hold a hand stand for 30 secs

8. Do a 3 min plank

   1. Current 1.5 mins

9. Try 8 new restaurants

   1. The Fairmount - University Heights

   2. Michealangelo's - Richfield

   3. Olesia's - Richfield

10. Explore 4 new state parks

    1. OhioPyle, PA

11. Go to 2 new states

    1. Las Vegas, Nevada

12. Try 6 new recipes including bread and crab cakes

13. Visit both Grandmas 8 times each

    1. Visited Gphilly/ Grandma 3/2

14. Call my family members at least once every other week

15. Read 10 books

16. Run a Spartan 10K in 1.5 hours (and maybe do a beast...)